Uninsured Risk

More restrictive car insurance rules have come into effect as the government seeks to clamp down on uninsured drivers. From today, drivers will need to declare their car as being off the road if they want to avoid buying insurance.

Registered drivers who are found to be uninsured will be sent a warning letter, followed by a £100 penalty. If a car still remains uninsured, it can be clamped, or seized and destroyed, or the owner could be taken to court and given a fine of up to £1,000. Enforcement action is expected to commence from mid-July.

Some 1.4 million vehicles in the UK do not have insurance, compared with 34 million that do.

The Department for Transport says that 23,000 people are injured and 160 killed each year by incidents involving uninsured drivers.

APA wants even tougher sanctions to be imposed on the uninsured and will be writing to the Secretary of State for Transport supporting this and future measures.

APA